Ferrari Purosangue Finance

The car

The Ferrari Purosangue is Maranello's first four-door, four-seat production model, launched in late 2022 with first customer deliveries running through 2023. It sits on a bespoke front-mid-engined platform shared with no other car in the Ferrari range, and the decision to engineer a new chassis from the ground up rather than borrow from a sibling marque signalled how seriously Maranello took the brief. A naturally aspirated 6.5-litre V12 sits behind the front axle, paired to an 8-speed dual-clutch transaxle at the rear and a separate two-speed front transfer case that drives the front wheels only in the lower gears. The V12 layout was a deliberate refusal of the segment's defaults: every direct competitor at this price point runs a twin-turbo V8 or a hybrid system.

Output peaks at 715 hp at 7,750 rpm with 716 Nm of torque at 6,250 rpm. Kerb weight runs to 2,180 kg in standard trim, which is heavy by Ferrari standards but unusually light for a four-seat car with a front V12 and all-wheel drive capability. The 48V active body control system replaces conventional anti-roll bars with electromechanical actuators on each wheel, allowing the chassis to control body roll, pitch, and heave independently. It is the single most consequential engineering decision in the Ferrari Purosangue and is what allows the car to drive with genuine Maranello composure despite the height and mass of the body. The car runs from 0 to 100 km/h in 3.3 seconds and tops out at 310 km/h.

Inside, the four-seat layout is genuine, not a 2+2 compromise. Rear passengers get individually configurable seats with their own climate and infotainment, and rear-hinged coach doors that open to nearly 80 degrees. The cabin shares its design language with the Roma and 296 GTB but is materially larger; boot space sits at 473 litres with the rear seats in place.

In the market

The Ferrari Purosangue's commercial position is as interesting as its engineering. Maranello capped Purosangue production at roughly 20% of annual Ferrari output (per company guidance issued at launch in late 2022) to protect the wider product mix and resale economics. That cap, combined with a starting MSRP of $398,350 in the US market (2023 launch pricing), put the car into structural scarcity from delivery.

Order books opened in late 2022 and closed within weeks. Indicative waiting lists ran to two to three years for new allocations through 2024 (based on broker quotes we have seen and Ferrari dealer guidance issued to repeat customers), with fresh allocations now routed predominantly to Ferrari Approved repeat buyers rather than walk-in deposits. Secondary market trading has been thin but pricing has held materially above list: cars in transit or with delivery miles traded at premiums of 20% to 30% over MSRP through 2024 (indicative, based on broker quotes we have seen), softening into single-digit premiums on standard-specification cars by mid-2025 as the order book has worked through.

Specification carries weight. Tailor Made and Atelier programme cars hold the strongest premiums, particularly cars with exposed-carbon options, two-tone paint, and the Alcantara cabin pack. Tailor Made build adds typically range from £80,000 to £150,000 over base list (indicative, per Ferrari dealer specification sheets, 2024). Mileage discipline is unusually strict for this segment: cars with more than 5,000 km show meaningful softening, and the secondary market has clear pricing tiers at delivery miles, sub-5,000 km, and 5,000 to 15,000 km.

For finance purposes the Ferrari Purosangue sits in an unusual position. It is new enough that comparable historical valuation data is thin, but scarce enough that the cap on annual production gives the asset a defensible floor. We typically work to indicative LTV bands of 60% on standard-specification cars and 65% on Tailor Made cars with confirmed provenance and mileage under 5,000 km, subject to valuation and credit approval. Tenor commonly runs 12 to 36 months. Multi-currency drawdowns in GBP, USD, EUR, SGD, and AED are routine for cross-border buyers.

Variants we finance

• Purosangue standard specification (2023 to present). Base car with the 6.5-litre V12, 715 hp, standard 48V active suspension, factory paint and trim options. The bulk of the order book and the volume backbone of secondary market activity.
• Tailor Made specifications (2023 to present). Bespoke commissions through Ferrari's Tailor Made programme. Build adds typically £80,000 to £150,000 over list (indicative, per Ferrari dealer specification sheets 2024). Carry the strongest secondary market premiums.
• Atelier specifications (2023 to present). Dealer-curated configurations within Ferrari's Atelier programme. Mid-tier customisation, sitting between standard and Tailor Made on both build cost and resale.
• Inaugural-allocation cars (2023 first-year deliveries). Earliest-VIN cars with confirmed first-year allocation letters. Sit at the strongest end of the secondary market when paired with delivery mileage and original factory paperwork.

We finance acquisitions of any of the above. Deposit financing covers the build and delivery window where an allocation letter has been confirmed and a deposit is required against a 24 to 36 month build. Equity release covers cars already registered and on the road, with the asset itself anchoring the facility. Documentation is light: KYC and AML, proof of allocation or registration, current valuation, and confirmation of storage and insurance.

Speak to our private capital team for indicative Ferrari Purosangue finance terms within 24 hours. All conversations are discreet.