Regulatory Information

Operating Company

Rikvin Capital Pte Ltd is a licensed entity operating under Singapore's regulatory framework for asset-based lending.

We comply with all MAS (Monetary Authority of Singapore) requirements for financial institutions and maintain robust compliance programs.

Singapore Company Registration Number: 201811726Z

Anti-Money Laundering (AML)

We maintain comprehensive AML and counter-terrorist financing (CTF) procedures in line with international standards and local regulations.

All customers are subject to thorough due diligence and ongoing monitoring.

Know Your Customer (KYC)

We conduct rigorous KYC checks on all applicants, including identity verification, source of funds/wealth verification, and beneficial ownership identification where applicable.

Data Protection

UK operations: We comply with the UK General Data Protection Regulation (UK GDPR) and Data Protection Act 2018.

Singapore operations: We comply with the Personal Data Protection Act (PDPA) 2012.

Complaints Procedure

If you have a complaint about our services, please contact us in writing at:

Email: [email protected]

We will acknowledge your complaint within 5 business days and aim to provide a full response within 8 weeks.

If you are not satisfied with our response, you may be able to refer your complaint to the Financial Ombudsman Service (UK) or relevant regulatory body in your jurisdiction.

Risk Warnings

Borrowing secured against your vehicle carries risks:

• Your vehicle is at risk if you do not keep up repayments
• The total cost of borrowing may exceed alternative financing options
• Early repayment charges may apply
• Vehicle values can fluctuate, affecting refinancing options

Professional Advice

We recommend seeking independent financial and legal advice before entering into any financing arrangement. We can provide indicative terms but do not provide financial advice.