Terms of Service

1. Agreement to Terms

By accessing and using the Rikvin Capital website and services, you agree to be bound by these Terms of Service and all applicable laws and regulations.

2. Use of Services

Our financing services are provided to qualified borrowers for eligible vehicles only. All applications are subject to credit approval, asset verification, and due diligence.

We reserve the right to decline any application at our sole discretion.

3. Information Accuracy

You agree to provide accurate, complete, and current information in all applications and communications. Misrepresentation may result in immediate termination of services and potential legal action.

4. Fees and Rates

Interest rates, fees, and charges are indicative and subject to change based on market conditions, asset valuation, and individual circumstances.

Final terms will be confirmed in writing before any commitment.

5. Security and Collateral

All loans are secured against the financed vehicle. We reserve the right to require additional security or guarantees as deemed necessary.

6. Default and Remedies

Failure to meet repayment obligations constitutes default and may result in repossession of the vehicle, legal action, and reporting to credit agencies.

7. Limitation of Liability

Rikvin Capital shall not be liable for any indirect, incidental, or consequential damages arising from the use of our services or website.

8. Governing Law

These terms are governed by the laws of England and Wales (for UK operations) and Singapore (for Singapore operations).

9. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of our services constitutes acceptance of modified terms.