Equity Release
Unlock capital from your car while you keep the keys.
LTV
Up to 85%
Rates from
0.85%/mo
Term
12-36 mo
At a Glance
Who it's for
Owners of high-value supercars seeking liquidity without selling.
Typical use cases
Working capital, property deposit, portfolio diversification, new allocation deposit.
Eligible vehicles
Supercars, hypercars, limited editions, blue-chip classics.
Key Terms
LTV Range
65% - 85%
Rate Range
0.85% - 1.5% per month
Tenor
12 - 36 months
Repayment
Interest-only or amortising
Early Settlement
Permitted, no penalties
Jurisdictions
UK, Singapore, EU, US
Eligibility
Borrower Profile
- • High net worth individuals or entities
- • Clear source of funds for acquisition
- • Acceptable KYC/AML documentation
- • UK, Singapore, or OECD residence (typically)
Vehicle Criteria
- • Minimum value: £150k / $200k
- • Clear title, no outstanding liens
- • Full service history, provenance documented
- • Low mileage (hypercars typically <10k miles)
- • Stored in approved facility with comprehensive insurance
Process & Timeline
01
Initial Enquiry
Submit vehicle details, ownership proof, valuation estimate. Day 0
02
Valuation & Term Sheet
Independent appraisal, indicative terms issued. Day 1-2
03
KYC & Documentation
Complete compliance, legal review, storage/insurance confirmation. Day 3-5
04
Funding & Security
Execute loan agreement, register security (HPI/UCC), release funds. Day 5-7
Documents Required
- • Passport/ID (all beneficial owners)
- • Proof of address (utility bill, bank statement)
- • Source of funds/wealth declaration
- • V5/Title document
- • Full service history
- • Purchase invoice or auction settlement
- • Specialist certification (Classiche, etc.) if applicable
- • Storage facility agreement
- • Comprehensive insurance certificate
- • Recent photographs