Classic Cars

    Specialist financing for blue-chip classic and collector automobiles.

    Classic cars

    What We Finance

    Pre-War Icons

    • Bugatti Type 35/57
    • Alfa Romeo 8C
    • Mercedes-Benz SSK/SSKL
    • Bentley Speed Six
    • Duesenberg Model J
    • Delahaye 135/165

    Post-War Classics (1945-1975)

    • Ferrari 250 series
    • Mercedes 300SL Gullwing
    • Jaguar E-Type, XKSS
    • Aston Martin DB4/5/6
    • Porsche 356, 911 RS
    • AC Cobra 427

    Modern Classics (1975-2000)

    • Ferrari F40, F50, 288 GTO
    • Porsche 959, 993 GT2
    • McLaren F1
    • Lamborghini Countach, Diablo
    • Mercedes CLK-GTR
    • Jaguar XJ220

    Typical Terms by Era

    Pre-War Icons

    LTV50-65%
    Tenor12-36 months
    Rate1.0-1.5%/mo

    Post-War Classics

    LTV60-75%
    Tenor12-36 months
    Rate0.95-1.4%/mo

    Modern Classics

    LTV65-80%
    Tenor12-36 months
    Rate0.9-1.3%/mo

    Competition History

    LTV55-70%
    Tenor12-36 months
    Rate1.0-1.5%/mo

    Valuation Approach

    Provenance & Originality

    Matching numbers, continuous ownership history, and original specification are paramount. Competition history and coachwork provenance significantly impact valuation.

    We reference international auction results, private treaty sales, and specialist dealer transactions across multiple markets.

    Independent Assessment

    All cars above £1m require independent marque specialist inspection and condition report. Factory certification strongly preferred where available.

    Market liquidity, restoration quality, and period-correct components are weighted in our valuation methodology.

    Recent Illustrative Deals

    Mercedes 300SL Gullwing (1955)
    £2.4m
    70% LTV, 36-month term
    Funded in 7 days
    Aston Martin DB4 GT (1960)
    £3.8m
    65% LTV, 36-month term
    Funded in 9 days
    Porsche 911 2.7 RS (1973)
    £1.2m
    75% LTV, 24-month term
    Funded in 5 days

    Frequently Asked Questions

    How important are matching numbers?

    Critical for blue-chip classics. Matching numbers typically command 20-40% premiums and achieve higher LTV ratios.

    Can I use the car during the loan?

    Yes, for equity release products. Mileage restrictions typically 500-2,000 miles annually for significant classics. Storage and insurance requirements apply.

    Do you finance restoration projects?

    Selectively. We finance completed, concours-quality restorations and can structure funding for projects in progress with established specialists. Detailed restoration documentation required.

    Finance your Classic Car